Unum Denied Disability Claims - Latest Comments

Re: UnumProvident federal trial in progress

Glad4Others — Thu, 15 Dec 2011 13:04:00 -0000

Wish I had known about this in 2004. Like the plaintiffs in this lawsuit, I was instructed by UNUM Provident to apply for SSDI. However, I was quickly approved without the necessity of an appeal; but all of my "backpay" from the SSA had to be returned to UNUM. My monthly benefit was then reduced by the amount of SSDI that I received each month. However, I continued receiving some long-term disability payments from UNUM Provident. I was continously mailed forms to be updated by my treating physician, almost to the point of harassment. However, they were completed and returned to UNUM. At some point, I received a letter stating that I had ceased to meet their criteria for disability because there had not been any subsequent hospitalizations since the determination of my disability. As you state in your initial post, it is much more difficult to receive a disability determination by the SSA because they must conclude that you cannot perform ANY job. The policy purchased through UNUM Provident was purchased through my employer and was job specific. To add insult to injury, I was later threatened with a lawsuit because they had failed to deduct my children's benefits from my monthly payments (even though I was required to send them the approval letter at the time it was received) and wanted to be reimbursed for this portion some months later. I did consult a local attorney, but was told it was not worth pursuing. Their actions may have been legal, but seem immoral. I am glad to see that justice is being sought. Good work, and good luck.

Re: Justice Association ranks Unum second on list of the worst American insurance companies

Jdavis853 — Thu, 15 Dec 2011 12:33:06 -0000

I'm still trying to figure out how much they pay in there claim.

Re: Justice Association ranks Unum second on list of the worst American insurance companies

Mozzas01 — Sun, 10 Jul 2011 18:40:37 -0000

Unum are banned from 15 states in America and several countries worldwide.

Re: Justice Association ranks Unum second on list of the worst American insurance companies

Mel. Gibbs — Tue, 05 Jul 2011 18:42:40 -0000

Dealing with a UNUM claim is a nightmare! If I only knew when the policy was purchased 10 years ago.

Re: UnumProvident federal trial in progress

Medical Negligence Ireland — Tue, 28 Jun 2011 23:55:27 -0000

Medical malpractice is mainly due to medical negligence to medical service providers team.

Re: Applying for disability, many Native American veterans face discrimination

InjurySolicitor — Fri, 17 Jun 2011 03:44:59 -0000

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Re: UnumProvident federal trial in progress

medical practice ireland — Thu, 09 Jun 2011 04:44:05 -0000

Thank you for share of your ideas....

I really satisfied....

Re: Justice Association ranks Unum second on list of the worst American insurance companies

Jjonathan Bower — Fri, 11 Mar 2011 22:09:49 -0000

to Shom It may concern, I have a Unum policiy that picks uup after 3 mmonths I have meet that criterial.They Keep on seeding me forms. My isssue is is Psycho/ Social and emotionale. I can not handle aall my paper work to proceed and ZI am affraid I will be deniead due to time lapse. I am not acapabler of the paper work. My insuranace runs out a3/31/11 due to gettting fired because of symptoms of biiipolar, , PSD , High anxiety. Do I need yyou help? Kristyn Comei is my reprsentative and she ma in fact ber working for my benefit It is just hard to tell. Please help.
Jkbower1@verizon.net. 443-889-0747 . I hate to step on Kristyn Comei's toes if she is on my behalf. I am jusst lost in paper work..

Re: Applying for disability, many Native American veterans face discrimination

leg injury — Fri, 31 Dec 2010 07:01:17 -0000

strange... laws should be same for everyone....

Re: UnumProvident federal trial in progress

Delayed Diagnosis — Wed, 08 Dec 2010 02:30:23 -0000

How the wrong diagnosis or late diagnosis from your doctor can lead to a medical malpractice lawsuit. A large number of medical malpractice lawsuits stem from the misdiagnosis or delayed diagnosis of a medical condition, illness, or injury. When a doctor's diagnosis error leads to incorrect treatment, delayed treatment, or no treatment at all, a patient's condition can be made much worse, and they may even die. That being said, a mistake in diagnosis by itself is not enough to sustain a medical malpractice lawsuit.

Re: UnumProvident federal trial in progress

BeasleyAllen — Thu, 28 May 2009 12:28:44 -0000

Hi Debbie,

Thank you so much for your comment, and for sharing some of the frustration you feel about this situation. I know that there are probably a lot more people like you out there, who are disappointed and confused about why this kind of thing should be happening to them.

If you would like Beasley Allen's attorneys to look at your situation and evaluate it, please let me know. You can email us directly at client.support@beasleyallen.com.

Thank you again for sharing your experiences, and blessings to you and your family.

Sincerely,
Wendi Lewis
Communications Director

Re: UnumProvident federal trial in progress

Debboe — Tue, 26 May 2009 23:02:15 -0000

Even though I worked for a company whom mangaed accounts for insurance claims, medical and other resources.
When we were stating our Hippa protocols, no one believed that our medical information was prototected.

These company's would order prescription history's. In less then minutes they would receive both the prescription history but also what that medication could be used for...

So if a person medication history showed that a medication may be used for depression, bingo.
How would most people know that a medicine, taken may or may be used for depression, would have there benefits terminated.

So our doctors need to write down what that med is being used for...there is no shame to be depressed nor take medication, but for those who wasn't taking a med for depression that needs to in there records.

It disscusses me. I am too disabled and this insurance company tried to change my medical evidence...my doctors new me, they stood up for me, but it didn't stop there, even though I had thousands of test results, no evidence of ever being diagnoses for depression, they provided the DDS office (I was unaware of any of this) with a tiny part of medical information, so guess what? I was declared mentally ill with no test results to confirm my medical claims.

The local SSA Office called me, upset at what happened. They have provided the proof of other insurance company, but it is still hard to convince attorneys that fraud can happened (in midwest).

I lost all my disabilty income and my husband lost his job. It continues to escalate and hopefully we will find the attorney form whom understands what is happening.

Re: UnumProvident federal trial in progress

Hysterectomy Medical Tourism — Wed, 24 Dec 2008 03:50:20 -0000

Monopoly restrictive trade practices will not work-out always, corporate companies should stop dominating the Markets through their Mergers and Acquisitions.

Re: UnumProvident federal trial in progress

pegtuck8 — Tue, 09 Dec 2008 10:15:38 -0000

How did the trial turn out? I have just filed a claim with unom

Re: UnumProvident federal trial in progress

deborah phillips — Tue, 14 Oct 2008 23:24:57 -0000

i was out of work for three weeks. i was ready to go back to work in two weeks. but at the end of the second week, i still was not able to walk or put pressure on my foot (hammer toe correction), i was in so much pain still. the doctors office extented my leave for one week. found at the end of that week that there were undesolved stitches embedded in my toe. unum denied my payment for that last week. hard as times are and my mortgage being due, these folks thought i was just going to allow this. they rejected my doctors note and went steadfast on my last doctors visit stating i was doing better. but not still being able to put my foot in a shoe and being in so much pain and then finding those stitches, was not know at that visit. i wrote them a letter where i was not playing with them. sometime letters just have to have common sense. i had my doctor himself (cheif of the foot and ankle department) write a letter. they reverse my claim and paid me. i blame the companies that we work for. they go for these companies that they know that have a history of deniening claims. everyone was suprise my claim was reverse, even the customer service rep. at unum. i do hope that they get what they get.

Re: UnumProvident federal trial in progress

Scott Thomas — Fri, 10 Oct 2008 17:30:59 -0000

It's incredible that these companies will take your money for years and years and then when you become disabled and need the money the most, they find a reason to deny your claim.

Re: UnumProvident federal trial in progress

Disability Claim — Fri, 10 Oct 2008 15:01:26 -0000

I find it very disturbing that people would try to take money from those who really need it. I am glad that these individuals are being tried - I just hope that the law does what is right and just.